Safeguard Your Health with Critical Illness Insurance in Ontario & Alberta
Critical Illness Insurance is your financial backstop during some of life’s most challenging moments. Serving the Ontario & Alberta communities, we provide robust policies that offer a lump-sum benefit upon the diagnosis of a covered critical illness, allowing you to focus on recovery without financial strain.
What is Critical Illness Insurance?
Critical Illness Insurance is designed to ease the economic impact of severe health conditions. Covering a range of illnesses such as cancer, heart attacks, or strokes, it provides a one-time, tax-free payment to support you through treatment, recovery, and beyond.
Lump-Sum Payment
Receive a single payment to use as you see fit, whether for medical care, daily expenses, or to offset lost income.
Coverage for Various Illnesses
Policies typically cover numerous conditions, giving you broad protection.
No Restrictions on Use
Use your benefit for non-medical costs associated with illness, like childcare or travel for treatment.
Personalizing Your Critical Illness Plan
We believe in a personalized approach. Our advisors in Ontario & Alberta assess your individual needs to tailor a Critical Illness Insurance plan that provides the right coverage for you and your family.
Frequently Asked Questions
Critical Illness Insurance provides a lump sum if diagnosed with a specified illness, focusing on serious health conditions. Health insurance covers general medical expenses, while Disability Insurance replaces income if you’re unable to work due to illness or injury. Each serves different purposes, complementing each other by covering various aspects of health and financial protection.
Consider factors like current and future financial obligations, your family’s health history, and lifestyle expenses. Adequate coverage should alleviate financial strain during recovery, covering medical costs and living expenses.
Availability of Critical Illness Insurance with pre-existing conditions varies. Some insurers may offer coverage with specific exclusions or increased premiums. It’s crucial to disclose all health information during the application to assess your eligibility and options.
Why Invest in Critical Illness Insurance with Agam Singh Financial?
Our expertise in Critical Illness Insurance ensures you’re not navigating these waters alone. We provide compassionate, knowledgeable guidance to Ontario & Alberta residents, helping you select the best plan for your situation.
Request an Appointment
Prepare for the unexpected with Critical Illness Insurance.
Contact our Ontario & Alberta team today for a consultation and let us help you build a solid financial safety net.
Phone
(647) 894 4790 - CELL
Location
2682 Islington Avenue Etobicoke,
ON M9V 2X5
agams@singhfinancialltd.com
Hours
9:00AM - 04:00PM