Agam Personal Finance

Expand Your Investment Horizons with Non-Registered Accounts

Broaden your investment portfolio with our Non-Registered Investment Accounts, offering you flexibility and unlimited contribution potential. Ideal for residents in Ontario & Alberta, these accounts allow for personalized investment strategies that align with your financial goals beyond registered account limits.

What Are Non-Registered Investments?

Non-Registered Investments are flexible financial accounts that aren’t tied to specific tax advantages like RRSPs or TFSAs.

They are suitable for investors who have maximized their registered accounts and seek additional avenues to grow their wealth.

No Contribution Limits

Invest as much as you want, without any cap on contributions.

Flexible Withdrawals

Access your funds without restrictions or penalties.

Potential for income splitting

Income Splitting: with a spouse to reduce the overall tax burden.

Tailoring Non-Registered Investments in Ontario & Alberta

We customize your investment portfolio to suit your individual financial situation, focusing on long-term growth and capital preservation. We take into account the market conditions in Ontario & Alberta to maximize your returns.

Frequently Asked Questions

Non-registered investments don’t have contribution limits or tax-deferred growth, unlike TFSAs and RRSPs. Gains in non-registered accounts are subject to capital gains tax and dividends and interest income are taxed annually.

Yes, non-registered accounts can be integral to estate planning. They offer flexibility in naming beneficiaries and can be used to distribute assets, potentially offering tax planning opportunities for the estate.

In a non-registered account, you can hold a variety of investment vehicles, including stocks, bonds, mutual funds, ETFs, and GICs, allowing for diversified investment strategies.

Why Invest in Non-Registered Accounts with Agam Singh Financial?

Our expertise in non-registered investments means we provide you with a strategy that complements your registered investments and supports your overall wealth-building objectives.

Looking to diversify your investments in Ontario & Alberta?

Let our financial advisors help you navigate the opportunities of non-registered investments. Contact us for a customized approach to expanding your portfolio.

Phone

(647) 894 4790 - CELL

Location

2682 Islington Avenue Etobicoke, ON M9V 2X5

Email

agams@singhfinancialltd.com

Hours

9:00AM - 04:00PM